We're not just here for the transaction.

We support you from
start to finish and beyond.

Our Services

  • New Mortgages

    When it comes to securing financing for your home purchase, having the right expertise by your side matters. Mortgage brokers can provide unbiased guidance and connect you to various lending institutions, increasing the likelihood of approval. With personalized service and knowledge of current market conditions, using a mortgage broker saves time, reduces stress, and ensures informed decisions for your long term financial security. Don’t miss out on having a Meticulous Broker advocating for you!

  • Existing Mortgages

    Over the past couple of years, global economic changes have led to significant shifts in Canadian interest rates; mortgage products available today could substantially differ from what was available when you initially secured your loan. It’s crucial to periodically review your mortgage product, exploring new lender competitive offers and potential refinancing options. A simple analysis could lead to big benefits over the lifetime of your mortgage, saving thousands in interest charges. Don’t leave your home’s largest asset vulnerable – seek expertise, update your strategy.

We’re here to provide you with the best mortgage for you

Whether you’re a first time home buyer
or a real estate veteran,
we put you first.

Meet the Team

  • Matt Imhoff

    FOUNDER

    As a Mortgage Broker, Matt aspires to find the best possible solution for his clients and their families. By meticulously quarterbacking the mortgage process, Matt carefully develops a plan to help his clients achieve their goals.

    After entering the mortgage broker industry in 2015, Matt quickly became the go-to resource on all things penalty strategy for many of the top brokers in Canada. With Meticulous Mortgages - Mortgage Architects, Matt is taking his extensive knowledge of the mortgage industry and using it to support other mortgage brokers in becoming the best in the industry.

    Matt’s dedication to his work is not surprising to those who know him. Prior to becoming a mortgage broker, Matt sailed over 1,000 days with the Royal Canadian Naval Reserves as a Marine Technician and tackled a 3,500 km hike through the Appalachian Trail with his dad. When Matt’s not with clients or helping his team you can find him in Downtown Vancouver keeping up with his young family of four.

  • Adam O'Neill

    PARTNER

    My purpose is to help people, and I gravitate toward other professionals and people that share this value. It’s why we’ve founded Meticulous Mortgages, so we can build a company for fun, helpful people to be supported in helping as many people as possible. Our goal is to educate so that any mortgage decision can be the best available decision.

    I became a Mortgage Broker in 2021 and hit the ground running, learning as much as I could in order to best support our clients. Since then, I have helped a diverse portfolio of clients from first time home buyers to investors achieve their goals via appropriate mortgage advice.

    In 2023 with my partners Matt and Daniel, we founded Meticulous Mortgages with the goal of growing a team so we can help even more people achieve their goals via appropriate mortgage advice.

    Outside of mortgages, I’m so fortunate to share my life with Laura, my dear wife of 16+ years. We love to travel and work remotely when possible. Over the last two winters, we’ve spent a combined 15 weeks in Mexico; living, working, learning Spanish, and exploring. Regardless of whether I am at home in Vancouver or experiencing new cultures, I am here to help!

  • Rose Aujla

    JR. UNDERWRITER

    Meet Rose, a highly experienced mortgage broker with a passion for helping people achieve their dreams of owning a home or investment. She has a keen understanding of the ever-changing mortgage landscape and a proven track record of delivering tailored solutions that meet her clients' unique needs.

    Rose is dedicated to making the mortgage process as stress-free as possible for her clients. Her exceptional communication skills, attention to detail, and commitment to delivering outstanding customer service ensure that every step of the journey is seamless.

    Rose's expertise extends to a wide range of mortgage products, including first-time buyer mortgages, refinancing, and investment property financing. She takes the time to understand her clients' needs and financial goals, working tirelessly to find the best possible options to meet their unique requirements.

    Outside of work, Rose is an avid traveler and enjoys exploring new cultures and cuisines. She takes pleasure in hiking and going for long drives to appreciate the beauty of nature.

    If you're looking for a dedicated, experienced, and highly skilled mortgage broker who will go the extra mile to help you achieve your homeownership goals, look no further than Rose. Contact her today to discuss your mortgage needs and take the first step towards owning your dream home.

    You can reach out to her anytime.

    She is fluent in English, Punjabi, and Hindi!

What our clients have to say...

“We consider ourselves very fortunate to have found Adam as our mortgage broker. As a first time home buyer, there were a lot of things that we did not know. Adam worked with us for more than a year on our first home, and he literally spoon-fed us all the things that we need to know about our finances to achieve the ultimate goal of buying our home. He advised us about our how to maintain healthy credit score along with all the ways we can efficiently save for the down payment. He is never impatient and always there when you need him, even after closing our deal. Furthermore, he is also excellent in what he does, and we think it's because of him skills and expertise, we were able to get an excellent rate for our mortgage. Overall, he is somebody who is very professional and understand what people need. I have recommended him to a couple of my friends, and I think this list will only grow. I also look forward to work with him in the future as well. Well done Adam!”

-Alvi Mahadi

“I can't recommend Matt enough, he noticed the higher interest rate we were paying and helped us cancel our mortgage (under 6 months) and get us a rate that was literally half of what we had. We went to 2.79% down to 1.5%. Saving us thousands over the next 4.5 years. He is great with communication, always quick to reply and very knowledgeable and friendly. I will forever recommend him to anyone looking for a broker. He is phenomenal. Thank you!”

-Britney Teele